In Ohio, all automobile owners are required to purchase and maintain auto liability coverage. The policy must pay at least $25,000 for single-victim accidents and $50,000 when there are more victims. It also pays for $25,000 in property damage. Drivers who fail to maintain coverage and are at-fault for an accident are liable for medical and auto repair expenses. A car accident attorney in Dayton, OH, helps victims file a formal claim.
The Acquisition of the Accident Report
Law enforcement officers who manage the accident complete a report designating their findings. It determines who was at fault in the accident and what parties were involved. All individuals who were involved must provide a copy of this report to their insurance provider in order to file a claim against the at-fault driver if they have coverage. If they don’t, this document is used to verify their fault in the accident and help the victims file a formal lawsuit.
Gathering Appropriate Evidence
In these events, evidence includes their medical records and any estimate for auto repairs. The victim must have evidence that links their injuries to the auto accident directly. They must show when the injuries occurred and how they were produced.
The estimate for the auto repair costs must be related to only damage caused by the accident. It cannot include conditions that were present before the accident. The owner must provide information to their repair service about these requirements only.
Depositions of the Witnesses
The attorney acting on behalf of the victim will acquire depositions from all witnesses that saw the accident, which may include law enforcement officers who generated the accident report. It may also include bystanders.
Ruling Out Comparative Fault
Comparative fault indicates that the victim was also at fault in the accident. They must commit a moving violation during or right before the accident for this ruling to stand. Law enforcement officers must have presented them with a citation as well.
In Ohio, all automobile owners must fulfill their financial responsibilities. Failure to do so makes them liable for an auto accident. Victims of these events should contact a car accident attorney in Dayton, OH, or find more information here today.