In Tennessee, all drivers are required to maintain at least liability coverage. The purpose of this mandate is to prevent the possibility of a lawsuit. The insurance policy must offer payment for medical treatments and property damages. An Accident Lawyer in Murfreesboro TN represents victims of these accidents when the accountable driver doesn’t possess insurance.
Examining the Accident Report
The accident report is prepared by law enforcement officials who visited the scene. They determine what driver is at fault and provide documentation about the accident. The accident report shows how the accident occurred and lists all drivers who were involved. The report is a necessary part of the auto accident lawsuit. The officers who created the report are often asked to testify to their findings.
Does the Accountable Driver Have Insurance?
If the accountable driver doesn’t have insurance, they face civil penalties under Tennessee law. These penalties may include jail time as well as hefty fines. The Department of Motor Vehicles could also suspend their driver’s license and vehicle registration. If they are at fault in an accident and don’t have insurance, they are liable for all medical costs and property damages that occurred. The court can make them pay out-of-pocket for these expenses.
When Serious Injuries are Involved
Serious injuries could equate to an inability to return to work. When this is the case, the court can require the accountable driver to pay for wages lost by the victim. If the injury produces a permanent condition or disability, the accountable driver may be liable for the lifetime earnings of the victim.
Lifetime earnings are calculated by the lifespan of the victim. This is based on their current wages from their employer. The court may consider any existing medical conditions that could reduce their longevity when calculating this value.
In Tennessee, drivers who fail to comply with insurance laws are liable for medical expenses and property damage on their own. The court may require them to pay these expenses for a victim if fault is proven. Victims of these accidents should contact an Accident Lawyer in Murfreesboro TN through the Law Office of Gritton & Gritton PLLC or Visit the Site for more information today.