Workers’ compensation is a form of insurance that provides for losses in case of an employee becoming injured in the workplace. It covers loss of wages along with medical expenses and any needed rehabilitation. If an employee is accidentally killed on the job, it will provide death benefits to their family.
In the U.S., each state mandates how wages and medical benefits are covered. Workers’ compensation is social insurance because it is handled between labor and management. Business owners buy the workers’ compensation insurance in exchange for protection from civil suits from their employees who are injured while working. Learn more about consulting a workers compensation attorney in Long Beach.
Workers’ compensation is designed to protect both workers and employers, and most states require employers who have employees to buy the insurance. Companies that do not buy workers’ compensation insurance can face large fines, along with the possibility of losing the ability to do business in their state, and imprisonment.
If an employee is injured at work, they should see out medical attention at once so that a physician can make a note of the injury and provide medical reports to support the employee’s workers’ compensation claim.
Once their worker’s compensation claim has been approved, they will begin to receive compensation payments and have medical bills and treatments covered by the insurance. This allows the employee to rest and recover and return to the workplace when they are fully healed and ready to work.
Find out more hiring a workers compensation attorney in Long Beach. Visit the Rawa Law Group APC.